MY E-WALLET: An Analysis of the Payment Services Regime

Commentary on the Supreme Court of Justice Judgment 379/21.0T8FAR.E1.S1 dated 23 January 2024, delivered by Justice Nelson Borges Carneiro

Abstract

If, in golden times, everything was simpler with a simple wallet where you had an ATM card, thinking that, if you dared to buy something on the computer, you would have to use an ATM card, now none of this is commonplace. The advent of technology has challenged us and, with these challenges, legislation has also had to keep pace with change. Anglicisms seem to hinder our reality and we want to treat as face-to-face what is often just camouflaged: the fact that we use an e-wallet doesn't mean that we are contracting in person (quite the opposite!).